refactor(modules): extract permissions as optional module

Moves user-roles / users / agent-group-members / user-dms /
dropped-messages / user-dm / canAccessAgentGroup into
src/modules/permissions/. Module registers a single inbound-gate that
owns sender resolution, access decision, unknown-sender policy, and
drop-audit recording.

Router slimmed from 357 → 179 lines; the inline fallback chain
(extractAndUpsertUser / enforceAccess / handleUnknownSender /
recordDroppedMessage) is gone — without the permissions module core
defaults to allow-all with userId=null.

container-runner's admin-ID query is now inline SQL guarded by
sqlite_master on user_roles, keeping core free of any import from the
permissions module. The container-side formatter falls back to
permissionless mode when NANOCLAW_ADMIN_USER_IDS is empty: every sender
with an identifiable senderId is treated as admin.

Module contract doc formalizes the tier model and the dependency rule
(core ← default modules ← optional modules). One transitional violation
flagged: src/access.ts (core) imports from the permissions module for
its remaining approver-picking helpers; resolves in the planned PR #7
re-tier.

Validation: host build clean, 137/137 host tests, 17/17 container
tests, typecheck clean, service boots to "NanoClaw running" with
permissions module registering its gate and clean SIGTERM shutdown.

Co-Authored-By: Claude Opus 4.7 (1M context) <noreply@anthropic.com>

src/modules/index.ts

@@ -16,4 +16,5 @@
 import './interactive/index.js';
 import './approvals/index.js';
 import './scheduling/index.js';
+import './permissions/index.js';